Credit card debts: Causes and preventions

Hi, everyone. I am here to write a blog about credit card debts. There are many causes for credit card debts. The first cause is credit card holders do not repay the minimum payment required. As a consequence, missed payments may result in refusal of credit cards at retailers until the payment is cleared. Additionally, it will affect the credit rating of the holders. The second cause is credit card holders keep on spending and spending by using credit cards without any hestitation. As we know, spending on credit card is borrowing money and it must be repaid at some point. If the holders failed to made the payments in times, the amount they spent will be accumulated and thereafter, it will become the holders' credit card debts.

However, there are a few ways to avoid or prevent credit card debts. Those ways are as follow:

1)Use credit card only as your temporary measure, not lifestyle.
2)Pay off high rate debt first.
3)Avoid cash advances.
4)Do not use more than eight cards at one time.
5)Pay off your balance each month.
6)Try to get online account access.
7)Choose a lower limit of credit cards.